GREENSBORO, N.C. — Gift cards, or pre-paid credit cards from Visa, Mastercard, or AMEX gift are common. Chances are you’ve given one to someone or you have one yourself. The common issue is not ...

The statement balance tells you how much you owe after a single billing cycle. For a more up-to-date account of your credit card debt, check the current balance. Many or all of the products on this ...

A small unpaid balance can trigger interest charges, score shifts, and reporting issues even if you pay your bill on time.

A Visa Gift Card is a prepaid card that can be used for purchasing goods and services anywhere Visa debit cards are accepted, such as physical stores, online shopping sites, or over the phone. They ...

Take advantage of a negative balance by using the credit to cover a purchase, or ask your issuer for a refund. Many or all of the products on this page are from partners who compensate us when you ...

Check your card's expiration date and your credit limit -- an expired or maxed-out card could cause it to be declined. Holly Johnson is a credit card expert and writer who covers rewards and loyalty ...

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With more than 50 million redeemed miles under her belt, Becky Pokora is a rewards travel expert. She's been writing about credit cards and reward travel since 2011 with articles on Forbes Advisor, ...

Whether you’re new to the world of credit cards or an established pro, it’s essential to understand the terms that appear on your credit card statement. Two terms that may cause confusion, even if you ...