Discover what a zero balance card is and learn how it can benefit your credit score by reducing debt and managing your credit utilization effectively.

Paying your credit card weekly can shrink your balance, reduce interest, and help you stay in control of your spending.

A no-annual-fee credit card can be the perfect way to earn valuable rewards at a low cost. Here are all of our favorites ...

Learn how the previous balance method calculates credit card interest, its implications for cardholders, and why it might not be the best choice for you.

Michelle Lambright Black, Founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert and personal finance writer with nearly two decades of experience in the credit industry. She ...

For example, the Prime Rate is currently 6.75%. There’s nothing preventing a card issuer from tweaking a new customer offer ...

Those sweet rewards are only worth it if you can earn the bonus without going into debt. Follow these smart spending tips to get yours. Holly Johnson is a credit card expert and writer who covers ...

These cards offer insurance coverage for damage and loss, and in some cases, they provide elite status with car rental companies.

In most cases, business credit card rewards aren’t taxable. The IRS generally treats rewards earned through spending as rebates, not income, meaning the cashback, points, or miles you earn from ...

Monthly repayments on credit cards reduce your disposable income every month. Use this calculator to find out how to clear a credit card account faster. Free up more cash to spend every month with our ...

Refunds on your credit card will appear as a credit on your account, usually within a week. You will likely lose any rewards you earned with the original purchase. If you don't see a refund within 10 ...