A recent WSJ article recommended that annuities be a default option in retirement plans. The author responds to readers’ ...
With the glory days of corporate pensions in the past, fixed annuities can serve to augment retirement income from other sources such as Social Security payouts and employer-sponsored funds. A basic ...
In the old days, many people looked forward to pension income in retirement, but few private-sector companies offer pensions any more. Thus, most of us need to rely on ourselves more than ever to ...
A fixed annuity is a contract between an individual and an insurance company. It is designed to provide a guaranteed stream of income over a specific period, typically during retirement. The core ...
An annuity is a contract made between an insurance company and an investor. In exchange for premium payments from the investor, the insurance company agrees to pay a certain amount of money in the ...
Fixed index annuities (FIAs) have risen in popularity over the years. With the potential for growth and no direct stock market risk, it’s no wonder many people are choosing an FIA as their preferred ...
The idea of running out of money at some point in life can be scary. But as good a job as you might do of saving for retirement, there’s unfortunately no guarantee that your nest egg will last as long ...
Think of a fixed annuity as a sort of "reverse" life insurance contract. A fixed annuity essentially turns an up-front, lump-sum investment (the premium) into a known amount of monthly income for the ...
There’s a lot of noise out there about annuities, and the issues making the most noise revolve around market uncertainty and an evolving interest rate environment. Kelly Kleinsasser Advising clients ...
Those new to the finance world and looking into retirement may be overwhelmed with all the new terms and information out there. In this article, we give you a Fixed Annuity 101 Guide to help you ...
In this period of heightened market volatility and economic uncertainty, top fixed annuity rates remain attractive relative to similar investments. Fixed annuities provide a preset rate of return for ...