When purchasing a home or shopping for a lower insurance premium, your mortgage lender may require you to maintain a minimum level of homeowners and hazard insurance, which are two common types of ...

Hazard insurance is the part of your homeowners insurance policy that covers the structure of your home from common perils, such as fire, vandalism and theft. If one of these perils causes damage to ...

Learn how windstorm insurance covers property damage from hurricanes and tornadoes, and find out if you need extra coverage ...

Searching for the right homeowners insurance policy can be confusing. There is insurance-specific terminology to master, for example. One phrase you may hear when you are talking to insurance agents ...

Homeowners insurance mainly protects the borrower’s investment in their home, while mortgage insurance financially protects the lender’s investment in your home. Mortgage insurance, also known as ...

Business hazard insurance can help you repair or replace damaged property. Costs vary from business to business. Many, or all, of the products featured on this page are from our advertising partners ...

ATLANTA - Many of the states hammered by what's already the deadliest year for tornadoes in more than half a century have among the nation's highest rates of homes without hazard insurance despite ...

Advertising disclosure: When you use our links to explore or buy products we may earn a fee, but that in no way affects our editorial independence. Homeowners insurance typically isn’t mandated by law ...

Discover why homeowners insurance is generally not tax deductible and learn about exceptions for home business use and rental ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

Advertising disclosure: When you use our links to explore or buy products we may earn a fee, but that in no way affects our editorial independence. Auto-Owners’ standard policy has an average monthly ...