Home warranty vs. home insurance, what's the difference? One covers normal wear and tear and the other liability and ...

David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in Chicago, he writes with one objective in mind: Help readers figure out how to save more and stress less. He is ...

Buying your first home is a major milestone. However, it comes with major financial responsibilities, including protecting your home with homeowners insurance. While many first-time buyers focus on ...

Q: I recently had a pipe burst in my home, causing all kinds of damage to the drywall, ceiling, and floor. I’m trying to determine how to go about getting it repaired. In general, does homeowners ...

Learn how windstorm insurance covers property damage from hurricanes and tornadoes, and find out if you need extra coverage ...

Homeowners insurance can be harder to get or more expensive depending on your house's location, age and condition, your claims history and even your credit score. But even if you've been rejected or ...

Tornado damage is typically covered by a standard homeowners insurance policy, but there may be exceptions. Many, or all, of the products featured on this page are from our advertising partners who ...

Water backup coverage can pay for damage to your home if a sewer or drain backs up or a sump pump overflows. Many, or all, of the products featured on this page are from our advertising partners who ...

Vandalism and malicious mischief insurance covers intentional damage caused by other people and is typically included in several insurance policy types, including homeowners, auto and commercial ...

Homeowners insurance policies don’t typically cover mold. But it might be covered in some instances, depending on the circumstances. Try checking your home insurance policy or talking to your agent ...

In 2025, a homeowners insurance policy in California averaged about $1,674 a year. That's significantly less than the $2,692 national average, but still a 20% increase from 2024. In addition, owners ...

Homeowners insurance is important for unexpected occurrences, but what about damage to your home that occurs over time? Some homes suffer damage from wood-loving bugs: termites. Even though damage ...