Homeowners insurance pays to repair or rebuild your home and replace its contents if they’re damaged by specific perils like fire, theft or weather events such as wind or lightning. What to know about ...

Unlike hurricanes, floods, wildfires and other natural disasters, earthquakes don't have an annual season that homeowners can prepare for. But they do hit certain parts of the country more than others ...

The home insurance industry is being put to the test, facing numerous challenges over the past several years. Increasing repair costs, a substantial labor shortage, inflation and major weather events ...

As weather disasters become more and more frequent, the home insurance system feels broken for Americans across the country. Now, the advocacy nonprofit Consumer Reports is trying to implement a ...

With a budget of around $400,000, you're square in the middle of the market across the U.S. — the median home sale price in 2025 is just over $410,000 according to data from the Federal Reserve Bank ...

Bankrate's home insurance affordability ranking: Extreme weather and poor credit are affordability barriers The national average cost of home insurance is $2,470 per year, or $206 per month. Highest ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

With an average annual premium of $6,274, Louisiana homeowners have the highest true cost of home insurance at 10.78 percent of household income. Based on a median annual income of $77,719, the ...

The cost of home insurance is rising all across the country as extreme weather events become more common and destructive, adding a heavy financial burden on the tired shoulders of American households.