Reviewed by Thomas J. Catalano Fact checked by Vikki Velasquez Key Takeaways Indexed universal life (IUL) insurance lets the policyholder decide how much cash value to assign to an equity-indexed ...

Many options are available when planning for retirement. Two popular options are life insurance retirement plans (LIRPs) and indexed universal life (IUL) insurance. Both offer a blend of life ...

Indexed universal life insurance offers flexibility in premium payments and the ability to adjust the death benefit. IUL policies include a minimum guaranteed crediting rate, or interest rate, which ...

Pacific Discovery Protector IUL Designed as Protection-Focused, Cash Value Policy ALISO VIEJO, Calif.--(BUSINESS WIRE)-- Pacific Life announced the launch of Pacific Discovery Protector IUL, 1 Indexed ...

The financial world is a vast landscape teeming with a multitude of investment options. Each one comes with unique advantages and disadvantages, making navigating challenging. Two such options often ...

When you have a conversation about the tools investors commonly use to build wealth, a wide array of assets — such as stocks, bonds, real estate, mutual funds, and more — are often the most common ...

At launch, Virtus IUL III is a top tier IUL product for income CINCINNATI , May 12, 2025 /PRNewswire/ -- AuguStar® Life, a Constellation company, is proud to announce the launch of Virtus IUL III, one ...

It was a good year for life insurance sales. But problems with indexed universal life overshadowed some of that good news.

Indexed Universal Life (IUL) attracts its share of criticism. Most naysayers focus their disapproval on how IU is sold rather than the structure of the IUL policy. Yet, soon, I foresee a dramatic ...

Find out more about its costs and special features.

Corebridge stands out for its low term life insurance premiums, but it also has higher-than-average complaints Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an ...