Experts say slower debt growth and lower rates could give consumers new opportunities to pay down balances and save money.

Learn how the previous balance method calculates credit card interest, its implications for cardholders, and why it might not be the best choice for you.

Used well, a balance transfer card can turn high-interest debt into a predictable payoff plan instead of a monthly scramble.

Whether you’re new to the world of credit cards or an established pro, it’s essential to understand the terms that appear on your credit card statement. Two terms that may cause confusion, even if you ...

Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards ...

Nearly two years with no interest. See why this balance transfer card stands out in December with 21 months at 0% intro APR.

Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full ...

Some credit card users suffer from what I call “serial get-out-of-debt disorder.” This means you if you follow this pattern: You have the ability to aggressively cut expenses and/or are in a position ...

Take advantage of a negative balance by using the credit to cover a purchase, or ask your issuer for a refund. Many or all of the products on this page are from partners who compensate us when you ...

Discover what a zero balance card is and learn how it can benefit your credit score by reducing debt and managing your credit utilization effectively.

Credit cards and banking specialist Jenn Underwood brings over 16 years of personal finance experience to the table. After a decade of teaching courses in banking, debt reduction, budgeting and credit ...

Erin is a personal finance expert and journalist who has been writing online for nearly a decade. Her passion for teaching others about personal finance came from her own experience of learning to ...