Thanks to increased repair costs and severe weather events, the cost of car insurance in Texas continues to increase: In 2025, full coverage in the Lone Star State averaged $229 a month, according to ...

Car insurance rates have continued to rise in recent years, with the national average for a full coverage policy hitting $2,638 per year in 2025, up 12% from $2,349 in 2024. However, it's still ...