A minor scratch in a parking lot can usually be settled with a calm chat. But a real road accident is different. A damaged ...

Valuable papers insurance offers protection for vital documents, such as wills and trusts, by reimbursing their monetary value if lost or destroyed. Explore the coverage it provides.

Learn what actual total loss means in insurance, how it’s valued, and its differences from constructive total loss for better decision-making in claims.

Owning a car is expensive, and it's not just the cost of the vehicle or repairing its parts that add up. Premiums increased by more than 50% between February 2020 and 2025, prompting some car owners ...

Drivers with a history of accidents, speeding tickets or DUI convictions are charged some of the highest insurance rates of any demographic. For example, a single at-fault accident can spike your ...

Cyber insurance protects enterprises from most cyberattack liabilities. But before committing to a policy, CISOs need to ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Learn about the pros and cons of life insurance riders.

Our team looked at over 100 of the top auto insurance providers in the U.S., from national providers like USAA, Travelers and State Farm to regional providers like Erie Insurance. 8,500 Data Points ...

Rather than pay an insurance company for coverage, some businesses opt to put aside funds and insure themselves.

As severe winter storms are predicted to pelt the state with extreme wind, rain, and snow, Insurance Commissioner Ricardo ...

Learn about Umbrella Insurance, including its definition, the reasons to consider it, and get tips on how to manage it.