If you have a balance on your credit card, you might have the option to pay it off in full or carry it from month to month. Most of the time, paying off your credit card in full is the best approach.

While carrying a balance on your credit card should never be your first choice, it's growing increasingly unavoidable for many Americans. The most recent New York Fed report on household debt and ...

A Visa Gift Card is a prepaid card that can be used for purchasing goods and services anywhere Visa debit cards are accepted, such as physical stores, online shopping sites, or over the phone. They ...

Kelly-Ann Franklin has spent more than two decades in journalism which has helped her build a wide knowledge base of business and personal finance topics. Her goal with editing is to ensure tough ...

It’s the end of an era. December is the last month for MetroCards before New York City’s public transit system is taken over ...

Now that the government is back in business, your score should rebound as you pay off the debt. It takes time, so be patient.

So you turn to Plan B: gift cards. Easy to get. Easy to use. Usually welcome. But, given how prevalent financial scams are ...

If you’re like most people, your relationship with your bank is mostly fees, passwords, and the occasional fraud alert. You ...

Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures that our product ratings are not influenced by compensation. Citi ...

Robin has worked as a credit cards, editor and spokesperson for over a decade. Prior to Forbes Advisor, she also covered credit cards and related content for other national web publications including ...