Learn how excess limits premiums offer coverage beyond basic liability limits in insurance contracts, including how they work, key benefits, and premium calculation.

The 100,000 mile rule refers to the general recommendation to drop collision and comprehensive coverage on cars once they've ...

Explore concurrent insurance, where multiple policies cover the same risk simultaneously. Learn how it works, its advantages, and potential challenges.

Between 2014 and 2023, damage from flooding in the U.S. has cost an average of $46 billion a year to repair, according to the Congressional Budget Office. With the growing impact of climate change, ...

While UnitedHealth Care dominated health news headlines during 2025, excess mortality was the biggest health story of the year.

Zurich American Insurance Company has taken DB Insurance Company to federal court, accusing the insurer of walking away from ...

Sophie Venz is a former Deputy Editor at Forbes Advisor. She is an experienced editor and features reporter, and has previously worked in the small business and start-up reporting space. Previously ...

Kinsale Capital’s focused, single-line strategy has delivered superior results versus the broader market over the past decade ...

As the new year begins, many people who get their health insurance through the federal marketplace may soon notice changes in ...

Owning a car is expensive, and it's not just the cost of the vehicle or repairing its parts that add up. Premiums increased by more than 50% between February 2020 and 2025, prompting some car owners ...

Of course, there are countless value stocks that are worth mentioning, but this is a concise list of the top 3 undervalued ...

The controversial extended ACA subsidies expired on December 31, and across the country people are struggling to decide ...