After leaving consumers hanging for much of the year, the Federal Reserve ultimately lowered rates three times in 2025. On Dec. 10, the central bank instituted a 25-basis-point cut to the federal ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. While each of the recent rate reductions has slowly chipped away at ...

The Fed cut its policy rate by 0.25% today and mortgage rates moved lower after the announcement. That said, those two developments are not related. In fact, there was no movement in the bonds that ...

The economy has had a volatile year marked by ongoing headwinds and uncertainties. Persistent inflation, unpredictability around tariffs, and a stock market that many fear is in the midst of an ...

If you've been looking at interest-bearing accounts like high-yield savings accounts or certificates of deposit (CDs), you may see the terms "interest rate" and "annual percentage yield" (APY) being ...

Housing market, homebuyers anxiously await a drop in mortgage rates. Right now, they’re the lowest they’ve been in a year: 6.19%. But mortgage rates have been stuck above 6% for the last three years ...

WASHINGTON, DC: The Federal Reserve logo is seen on the William McChesney Martin Jr. Building on September 16, 2025 in Washington, DC. The Federal Open Market Committee (FOMC), the policy-making arm ...

Some consumers have been hoping that Fed rate cuts would lead to lower mortgage rates so they can buy a home or refinance their mortgage, but long-term mortgage rates move independently from the ...

September 2025 has finally arrived, and with it, excitement and anticipation surround a new interest rate reduction courtesy of the Federal Reserve. The federal funds rate has remained frozen for all ...

Here’s what could happen to Fed interest rates next. When the Fed increases its Fed Funds Rate, it can lower inflation by slowing economic activity, which also causes job losses. When it cuts rates, ...

Where’s all the inflation from the Trump trade wars? So far, the evidence really hasn’t shown up — but many economists say it’s coming soon, perhaps as soon as this week. The timing of the Federal ...